Happy Holiday Season Depends on Family Financial Planning
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Many kids have parents convinced that life will just be a bust without the latest video game or hottest cell phone. With the recession looming large though, parents are struggling to shelter the children from their financial and employment woes, yet bestow upon them a memorable Christmas. As parents withhold their concerns, their children continue to up the ante for this year's Christmas take. The risk is either a disappointing Christmas or overwhelming New Year's bills. The challenge is for parents to resist the incoming tide of subtle and not so subtle expectations. To reduce the risk of Christmas gift disappointment and overwhelming bills, try some family financial Christmas planning with these strategies:
Children typically respond and adjust better to change when they are part of the process. The recession is real and discussing it with them can help them to cope better and you to feel better. Children may be initially disappointed and that would be normal and reasonable. However, they too must learn to live within their means and make the best of life and circumstances. A memorable Christmas may just be one where everyone comes together with a workable plan to enjoy the day. ©2008Gary Direnfeld is a social worker and expert on matters of family life. He is in private practice (Interaction Consultants), writes and provides workshops and is the developer of the "I Promise Program" - teen safe driving initiative. Courts in Ontario, Canada, consider Gary an expert on child development, parent-child relations, marital and family therapy, custody and access recommendations, social work and an expert for the purpose of giving a critique on a Section 112 (social work) report. His opinion helps resolve child custody and access matters. Gary's services include counselling, mediation, assessments, assessment critiques and workshops. Search his name on GOOGLE.COM to view his many articles or go directly to his website: www.yoursocialworker.com where you can view his CV, read his many article and view video clips of his many television appearances. Show All Articles By Gary Direnfeld, MSW, RSWSecret Seduction Files
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